Terms of Service
Last updated: August 1, 2026
Welcome to CalcWise. By accessing or using our website (calcwise.cc), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website.
1. Use of Service
CalcWise provides free financial calculators and educational content for informational purposes only. You may use our website for personal, non-commercial purposes. You agree not to:
- Use our website for any unlawful purpose or in violation of any applicable laws or regulations
- Copy, reproduce, or distribute our content or calculators without our explicit written permission
- Attempt to gain unauthorized access to our servers, systems, or networks
- Use automated tools (bots, scrapers, crawlers) to access or extract data from our website at scale
- Interfere with or disrupt the functionality of our website
2. Calculations and Accuracy
Our calculators use standard financial formulas to provide estimates. While we strive for accuracy, we make no guarantees that the calculations are error-free or suitable for your specific circumstances. Actual loan terms, interest rates, fees, and payments may differ from the estimates provided.
Our calculators do not account for all possible variables, including but not limited to: lender-specific fees, changing interest rates, escrow requirements, insurance premiums, tax changes, or individual lender underwriting criteria.
We are not a financial institution, lender, or investment advisor. Nothing on this website constitutes financial, legal, or investment advice. Always consult a qualified financial professional, lender, or advisor before making any financial decisions.
3. Content and Intellectual Property
All content on CalcWise, including text, graphics, logos, calculator code, design, and layout, is the property of CalcWise or its content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our written permission.
4. Third-Party Links and Advertisements
Our website may contain links to third-party websites and advertisements for products or services. These links and advertisements are provided for your convenience and do not constitute an endorsement by CalcWise. We are not responsible for the content, privacy practices, or terms of service of any third-party websites.
We may receive compensation from advertisers or affiliate partners when you click on links or purchase products through our website. This compensation may influence which products or services we feature, but we strive to provide honest and objective information.
5. Disclaimer of Warranties
Our website is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the operation of our website or the information, content, or materials included on our website. To the fullest extent permissible by law, we disclaim all warranties, express or implied, including implied warranties of merchantability and fitness for a particular purpose.
6. Limitation of Liability
To the fullest extent permitted by law, CalcWise and its owners, operators, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of our website or reliance on any information provided.
In no event shall our total liability exceed the amount you paid (if any) to use our website in the 12 months preceding the claim.
7. Indemnification
You agree to indemnify and hold harmless CalcWise and its owners, operators, and affiliates from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of your use of our website, your violation of these Terms of Service, or your infringement of any third-party rights.
8. Changes to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website after changes are posted constitutes your acceptance of the revised terms.
9. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which CalcWise operates, without regard to its conflict of law provisions.
10. Contact
If you have any questions about these Terms of Service, please contact us via our contact page.